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Life is unpredictable. No one likes to think about the unexpected, but a surprising amount of people in the UK would fall upon serious financial trouble in the event of a debilitating illness or injury.
If you want to be prepared for whatever life throws at you, income protection makes perfect sense. In return for a small proportion of your salary each month, an Income Protection Plus plan could provide you with a regular, monthly income to replace up to 70% of your salary if you were ever unable to work due to illness or injury until you return to work or reach age 65 (whichever comes first).
Highlights of the policy include:
Cover up to 70% or £1,200 per week of your income (whichever is lower)
Tailor cover to suit your individual needs
No waiting period – cover starts as soon as your first contribution paid
No penalty for making a claim and no limit to the number of claims you make
PG Mutual is the trading name of Pharmaceutical and General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F.Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.
Our Income Protection Plus plan provides you with the flexibility to tailor your policy to suit your individual needs. Select how much cover you need monthly, deferment period, and more. This way, you get the cover you need, without paying for the cover you don’t.
Then, if you were unable to work due to illness or injury, we could provide you with a regular income until you recover or reach age 65 (whichever comes first).
AIA members receive 20% off their first 2 years’ premiums. Just use discount code, “AIA” when getting a Quick Quote or applying.
The possibility of being off work through illness or injury is a problem none of us can predict. But it’s worth considering how you’d manage financially especially as Statutory Sick Pay or Employment Support Allowance is unlikely to cover all your outgoings.
An Income Protection Plus plan could help you to manage your outgoings while you focus on recovery. That’s why we work with PG Mutual to offer our members discounted Income Protection Plus.
As an AIA member, you receive 20% off your first two years’ cover*.